Financial district towers at golden hour

Credit infrastructure for
modern lenders.

Truffles handles the repetitive work behind every credit decision, so your team can focus on judgement instead of paperwork.

Trusted by lenders and trading desks

Incomlend
DEP ASO
Hencorp
Finatlas
Corp Zap
COFCO
BB Energy
Svensk
Erah Society
Incomlend
DEP ASO
Hencorp
Finatlas
Corp Zap
COFCO
BB Energy
Svensk
Erah Society

What Truffles does

One system, from first document to reconciled ledger.

01 · UNDERWRITE

From financials to a defensible decision.

Proprietary scoring models read financial statements, alternative data, and market signals, then return explainable decisions in minutes with the reasoning your committee can defend.

Explore underwrite
CREDIT MEMO · DRAFTINVESTMENT GRADE
0composite score
FINANCIAL HEALTH83%
CASH FLOW QUALITY91%
MARKET POSITION72%
MACRO EXPOSURE65%
KEY FACTORS · revenue growth +18% · strong liquidity · low leverage

02 · ORIGINATE

Every document, read and filed itself.

The Intelligent LOS takes intake, document processing, and underwriting end to end. In live production it has catalogued 153,442 documents and linked 99.5% of them automatically.

Explore originate
CASE FILE · INTAKE99.5% AUTO-LINKED
BS
Bank statements
parsed · 14 files
FS
Financial statements
spread · 3 years
KYC
Identity documents
verified
COL
Collateral file
in review
153,442 DOCUMENTS CATALOGUED · LIVE PRODUCTION

03 · RECONCILE

Payments that match themselves.

Expected schedules meet actual payment files, and 96.1% reconcile straight through. Your team only ever sees the exceptions worth human judgement.

Explore reconcile
RECONCILIATION · LIVESYNCED
09:14
Payment file ingested
412 records
09:15
Matched to schedule
96.1% straight-through
09:17
Exceptions queued
3 for review
409,088 PAYMENT RECORDS UNDER MANAGEMENT

04 · COMPLY

Disclosure-ready, journal to 10-K.

An intelligence layer over your general ledger built for FASB disclosure mandates. Automated mapping, cryptographic audit trail, humans approving every material output.

Explore comply
DISCLOSURE · FASBHUMAN IN THE LOOP
ASU 2023-09Income tax disclosuremapped
ASU 2023-07Segment reportingmapped
ASC 326Credit losses (CECL)in review
EVERY FLAGGED ACCOUNT ROUTES TO A REVIEWER
90%
less time per credit spread
99.9%
extraction accuracy
10×
faster underwriting
100+
analyst hours saved weekly

From the people running it

Truffles AI greatly reduced the repetitive process to create credit spreads while making data from the notes and public domain readily available to the Analyst.
Credit Analyst
Hencorp
FINANCIAL SERVICES
Truffles AI has become our go-to underwriting buddy, greatly improving our end-to-end credit review and due diligence process.
Andrew Svensk
CEO, Bermuda-based insurer
INSURANCE
This is phenomenal. Every global company should have a system like this.
Sergio Marazita
Regional CFO, Multi-billion dollar energy company
COMMODITIES

Enterprise infrastructure

Frontier models, zero data retention.

OpenAI

Frontier language models under a Zero Data Retention BAA with SOC 2 controls.

Anthropic

Claude models under the same Zero Data Retention BAA, for explainable, mission-critical workflows.

Programs we are part of

NVIDIA InceptionNVIDIA Inception
AWS ActivateAWS Activate
Google Cloud PartnerGoogle Cloud Partner
Cloudflare for StartupsCloudflare for Startups
Datadog for StartupsDatadog for Startups
Fintech SandboxFintech Sandbox
Claude for StartupsClaude for Startups
Notion for StartupsNotion for Startups
Harbor cranes at dusk

Stop underwriting on
stale spreadsheets.

Every deal priced on last quarter's numbers is risk you are carrying for free.

Newsletter

Credit intelligence, monthly.

Insights on credit technology, risk modelling, and regulation. Plus early access to new features and case studies.