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Build Your Own Risk Infrastructure

Complete, configurable risk system stack for credit institutions — data ingestion, analytics, portfolio monitoring, and regulatory reporting. Deploy in days.

< 5d

Average deployment

100+

Pre-built connectors

10×

Faster risk reporting

24/7

Expert support

Four Layers, One System

FOUNDATION01

Data Ingestion

Core banking connectorsLOS & CRM integrationMarket data feedsBureau aggregationBatch & streaming pipelines
ANALYTICS02

Risk Analytics Engine

PD / LGD / EAD modellingECL calculationCapital requirementsConcentration riskSector exposure mapping
MONITORING03

Portfolio Monitoring

Early warning systemCovenant alertsWatchlist managementCounterparty trackingPortfolio dashboards
DELIVERY04

Reporting & Delivery

Regulatory submissionsBoard & management reportsAPI-first deliveryCustom dashboard builderAudit trail & versioning

Core Capabilities

Everything Your Risk
Team Needs

01

Portfolio Monitoring

Real-time visibility across exposure concentration, quality migration, and early warning signals.

02

Stress Testing

Macro, sector, and custom scenario modelling across your entire lending book.

03

Concentration Risk

Single-name, sector, geographic, and product limits with automated breach alerts.

04

Early Warning System

Proprietary EWS detects borrower deterioration signals — financial, behavioural, and market.

05

Grade Migration

Credit grade migration monitoring, provision calculation, and automated workflow triggers.

06

Regulatory Reporting

Automated jurisdiction-specific submissions with built-in validation and sign-off workflows.

Integrates With
Your Existing Stack

API-first architecture connects with your core banking system, LOS, CRM, and market data providers — no rip-and-replace required.

REST API and webhook-first integration
100+ pre-built banking system connectors
Secure encrypted SFTP and VPN transfer
Real-time and batch processing modes

Core Banking

Temenos, Finastra, Oracle

Loan Origination

nCino, Blend, custom LOS

Credit Bureaus

Equifax, Experian, TransUnion

Market Data

Bloomberg, Refinitiv, FactSet

Internal Systems

REST API, SFTP, SQL, webhooks

Model Execution

PMML, ONNX, batch inference endpoints

PCI DSS Compliant

Payment security standards

SOC 2 Type II

Security controls audit underway

Full Audit Trail

Immutable decision logs

API-First

REST, webhooks, SFTP

Build Your Risk System
in Days, Not Months

Talk to our credit risk specialists and engineers about the right architecture for your institution.